Who Should I Finance With?

At Tim Short AutoMax, we make sure everybody has a chance to drive off with the used car, truck, or SUV they've been looking for. That starts with providing options for every driver from Lexington to Lawrenceburg with over 600 vehicles to search online or at either our Harrodsburg or Elizabethtown location. We also provide guaranteed auto loans, whether you are a first-time car buyer, have good credit, bad credit, or fall somewhere in between. If you are uncertain on which type of auto loan is best for you, we're here to help. Contact our expert Finance Team for more information today!

Discuss Finance Options with our Expert and Caring Team

Once you've found your used car, it's time to start paying it off. You'll have options on how to do that no matter what your line of credit may be. One option is to go with a loan from a bank or credit union. While those are valid options, it is often an all-or-nothing situation: you pick your bank, you go with their loan. When you decide to work with us on a loan, we can guarantee that no matter what your line of credit is, you will find the loan you are looking for. That's because our dedicated finance team works with a variety of lenders to find the best auto loan for your used vehicle. Both options are viable, it all depends on what you are looking for.

Bank Loans vs. Dealership Loans

So, what's the difference between the two? Why even consider a bank loan when you can go online and get pre-approved for the auto loan you need right now? Well, there are equal advantages to both, so it really comes down to what suits you best. Depending on your credit, you'll sometimes find a lower rate at the bank because you are dealing with their money directly, which is why this is often referred to as a direct loan. However, if you have bad or no credit, not many banks will be willing to work with you on a loan. That's where we come in.

Guaranteed Credit in Kentucky

We're here to ensure that everyone has a chance to make a living by having options to finance a pre-owned car, truck, or SUV in the Louisville area. We've worked with people who have filed Chapter 7 bankruptcy, had past auto loans repossessed, and have a history of late or missed payments. When you shop with Tim Short AutoMax, you can rest assured you'll find the auto loan you need at the price you deserve.

Finance a Used Car, Truck, or SUV in Harrodsburg or Elizabethtown, KY Today!

So, what are you waiting for? Search our extensive inventory online with over 600 options of high-quality and fairly priced used cars, truck, and SUVs and get started on getting the vehicle you need. Fill out our credit application and get pre-approved for your auto loan without having to go from bank to bank to find the monthly payment that works for you. Our experienced finance team is here to answer your questions. Contact us today to find the best loan for you!